TERMS OF USE

Last updated September 02, 2026

AGREEMENT TO OUR LEGAL TERMS

We are snapgains (“Company,” “we,” “us,” “our”), a company registered in California, United States at 1420 Turk Street, 1001, San Francisco, CA 94115. We operate the mobile application snapgains (the “App”), as well as any other related products and services that refer or link to these legal terms (the “Legal Terms”) (collectively, the “Services”).

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You can contact us at info@snapgains.app, or by mail to 1420 Turk Street, 1001, San Francisco, CA 94115, United States.

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity, and snapgains, concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

1. OUR SERVICES · 2. INTELLECTUAL PROPERTY RIGHTS · 3. USER REPRESENTATIONS · 4. PURCHASES AND PAYMENT · 5. SUBSCRIPTIONS · 6. PROHIBITED ACTIVITIES · 7. USER GENERATED CONTRIBUTIONS · 8. CONTRIBUTION LICENSE · 9. GUIDELINES FOR REVIEWS · 10. MOBILE APPLICATION LICENSE · 11. SERVICES MANAGEMENT · 12. PRIVACY POLICY · 13. TERM AND TERMINATION · 14. MODIFICATIONS AND INTERRUPTIONS · 15. GOVERNING LAW · 16. DISPUTE RESOLUTION · 17. CORRECTIONS · 18. DISCLAIMER · 19. LIMITATIONS OF LIABILITY · 20. INDEMNIFICATION · 21. USER DATA · 22. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES · 23. CALIFORNIA USERS AND RESIDENTS · 24. MISCELLANEOUS · 25. CONTACT US

1. OUR SERVICES

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable. The Services are not tailored to comply with industry-specific regulations including HIPAA, FISMA, or GLBA.

2. INTELLECTUAL PROPERTY RIGHTS

We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, graphics, trademarks, service marks, and logos. Our Content and Marks are protected by copyright and trademark laws and are provided in or through the Services AS IS for your personal, non-commercial use only. Subject to your compliance with these Legal Terms, we grant you a non-exclusive, non-transferable, revocable license to access the Services and download or print a copy of any portion of Content to which you have properly gained access, solely for your personal, non-commercial use.

3. USER REPRESENTATIONS

By using the Services, you represent and warrant that you have the legal capacity and agree to comply with these Legal Terms; you are not under the age of 13; you are not a minor in the jurisdiction in which you reside or, if a minor, have received parental permission to use the Services; you will not access the Services through automated or non-human means; you will not use the Services for any illegal or unauthorized purpose; and your use of the Services will not violate any applicable law or regulation.

4. PURCHASES AND PAYMENT

We accept Visa, Mastercard, American Express, and Discover. You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Services and to promptly update account and payment information. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time. All payments shall be in US dollars. We reserve the right to refuse any order placed through the Services and to limit or cancel quantities purchased per person, per household, or per order.

5. SUBSCRIPTIONS

Your subscription will continue and automatically renew unless canceled. You consent to recurring charges until you cancel the applicable order. The billing cycle is monthly or annually. We offer a 14-day free trial to new users who register with the Services; the account will be charged according to the user’s chosen subscription at the end of the free trial. All purchases are non-refundable. Cancellation is managed through the Apple App Store under Subscriptions and takes effect at the end of the current paid term. We may make changes to subscription fees and will communicate price changes in accordance with applicable law.

6. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for which we make the Services available. You agree not to systematically retrieve data; trick, defraud, or mislead users; interfere with security features; harass others; make improper use of support services; use the Services in violation of law; transmit viruses or spam; use automated data-gathering tools; impersonate another person; bypass access restrictions; copy or adapt the Services’ software; reverse engineer the App; create accounts by automated means or under false pretenses; compete with us using the Services; sell or transfer your profile; or use the Services to advertise or offer to sell goods and services.

7. USER GENERATED CONTRIBUTIONS

The Services does not offer users a general ability to submit or post content, but if you create, submit, post, display, transmit, perform, publish, distribute, or broadcast Contributions, you represent and warrant that your Contributions are lawful, original or properly licensed, accurate, non-infringing, non-confidential, and do not violate another person’s rights. Any use of the Services in violation of these requirements may result in termination or suspension of your rights to use the Services.

8. CONTRIBUTION LICENSE

You and the Services agree that we may access, store, process, and use information and personal data that you provide and your choices, including settings. By submitting suggestions or other feedback regarding the Services, you agree that we can use and share that feedback for any purpose without compensation. You retain ownership of your Contributions and are solely responsible for them.

9. GUIDELINES FOR REVIEWS

Where reviews or ratings are available, you must provide firsthand, truthful, lawful, and non-discriminatory feedback. Reviews may not include offensive, abusive, racist, hateful, or misleading content, and may not be used to encourage a campaign of positive or negative reviews. We may accept, reject, or remove reviews in our sole discretion.

10. MOBILE APPLICATION LICENSE

If you access the Services via the App, we grant you a revocable, non-exclusive, non-transferable, limited right to install and use the App on devices you own or control, strictly in accordance with these Legal Terms. You may not decompile, reverse engineer, modify, distribute, or use the App for a competitive or revenue-generating purpose. Apple and Google Play users remain subject to their applicable App Distributor terms; App Distributors are third-party beneficiaries of the mobile application license contained in these Legal Terms.

11. SERVICES MANAGEMENT

We reserve the right, but not the obligation, to monitor the Services for violations of these Legal Terms; take appropriate legal action against anyone who violates the law or these Legal Terms; refuse, restrict access to, limit availability of, or disable Contributions; remove files and content that are excessive in size or burdensome to our systems; and otherwise manage the Services to protect our rights and property and facilitate proper functioning.

12. PRIVACY POLICY

We care about data privacy and security. By using the Services, you agree to be bound by our Privacy Policy posted on the Services, which is incorporated into these Legal Terms. The Services are hosted in the United States. If you access the Services from another region, you consent to have your data transferred to and processed in the United States. We do not knowingly accept, request, or solicit information from children under the age of 13.

13. TERM AND TERMINATION

These Legal Terms remain in full force and effect while you use the Services. Without limiting any other provision, we reserve the right, in our sole discretion and without notice or liability, to deny access to and use of the Services for any reason or no reason, including for breach of any representation, warranty, covenant, law, or regulation. We may terminate your use, participation, account, or posted content at any time without warning.

14. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. We cannot guarantee that the Services will be available at all times and have no liability for loss, damage, or inconvenience caused by downtime, interruptions, delays, errors, or discontinuance.

15. GOVERNING LAW

These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of California, applicable to agreements made and to be entirely performed within the State of California, without regard to conflict of law principles.

16. DISPUTE RESOLUTION

The parties agree to first attempt to negotiate any dispute informally for at least thirty days before initiating arbitration. If unresolved, disputes will be finally and exclusively resolved by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association. Arbitration may be conducted in person, through documents, by phone, or online. Except as otherwise required by law, arbitration will take place in San Francisco, California. Any dispute proceeding in court shall be brought in the state and federal courts located in San Francisco, California.

17. CORRECTIONS

There may be information on the Services that contains typographical errors, inaccuracies, or omissions. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information on the Services at any time, without prior notice.

18. DISCLAIMER

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES’ CONTENT OR LINKED WEBSITES OR APPLICATIONS.

19. LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES. Our liability for any cause whatsoever will at all times be limited to the amount paid, if any, by you to us during the six-month period prior to the cause of action arising.

20. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, arising out of your use of the Services, breach of these Legal Terms, breach of your representations and warranties, violation of third-party rights, or harmful acts toward another user.

21. USER DATA

We maintain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups, you are solely responsible for all data you transmit or activity undertaken using the Services. You agree that we shall have no liability for loss or corruption of any such data.

22. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Services, sending emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communication be in writing. You agree to the use of electronic signatures, contracts, orders, records, and electronic delivery of notices and policies.

23. CALIFORNIA USERS AND RESIDENTS

If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at (800) 952-5210 or (916) 445-1254.

24. MISCELLANEOUS

These Legal Terms and any policies or operating rules posted by us on the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision does not operate as a waiver. We may assign any or all of our rights and obligations at any time. If any provision is determined to be unlawful, void, or unenforceable, that provision is deemed severable and does not affect the validity and enforceability of remaining provisions.

25. CONTACT US

In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:

snapgains · 1420 Turk Street, 1001 · San Francisco, CA 94115 · United States · info@snapgains.app